California Wildfires – Laws Regarding Property Claims After a Declared Disaster

As we enter the holiday season we realize that many people in California are without their homes because of the recent California wildfires. Governor Jerry Brown proclaimed a state of emergency in several counties in California and Insurance Commissioner Dave Jones also declared an emergency in connection with those wildfires. To help insurance companies handle […]

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Web Scam Warning!

We want you to be aware of a potential risk affecting business owners and nonprofits. Last year, the Internal Revenue Service (IRS) was alerted to a phishing scam involving W-2 forms, in which companies were being targeted for large-scale identity theft. The IRS has now issued a secondary warning, alerting school districts, tribal organizations, and […]

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WORKERS’ COMPENSATION FIRST AID CLAIM REPORTING

Many businesses have a “First Aid” program to help their businesses control losses that impact their workers’ compensation experience modifications. “First Aid” means any one-time treatment, and any follow up visit for the purpose of observation of minor scratches, cuts, burns, splinters, or other minor industrial injury, which do not ordinarily require medical care. This […]

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Preparing Your Business to Survive a Disaster

The prediction is that the El Nino will bring a winter with much needed rain and snow for California and the Pacific Northwest. With heavy rains can come flooding, leaks, land and mudslides. Heavy snow can cause roof leaks and even the collapse of a roof. Now is the time to prepare your business and […]

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False Pretense Scams

Companies are increasingly concerned with how Phishing and Spoofing scams can pose a major threat to their businesses. One of our trusted insurance carriers, Hanover Insurance Group, has prepared this short video about what you can do to protect your business from this sort of criminal activity. False Pretense Scams Having good internal controls and […]

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Five Tips To Help You Save On Your Next Bay Area Business Insurance Renewal

Business Insurance Renewal Your business insurance is an important part of your risk management program. It is important to have the right insurance coverage, competitive pricing and the right insurer. We have found at least five factors that are important to manage when renewing your business insurance program. Bay Area Business Insurance A business insurance […]

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Bay Area Property Insurance… Coverage Is King!

Almost every Bay Area business owns business property, and may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every Bay Area business should have a comprehensive property insurance portfolio to respond to […]

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