The California Department of Insurance recently announced changes to California Administrative Code Title 10, Section 2632.13 Determination of “Principally At-Fault” Accidents. This section explains the procedures an insurer should follow to determine whether a driver may be considered principally at-fault for an accident for the purpose of determining the driver’s driving safety record and eligibility [...]
California Department of Insurance Changes Rules for At-Fault Accidents
December 8, 2011 By Leave a Comment
Why Your Business May Need Data Breach Coverage
September 30, 2011 By Leave a Comment
Many insurance carriers now offer coverage for Data Breach. If your business has confidential client records in its possession, you could have a loss. There are now laws requiring that you provide credit history monitoring and other mitigating services if you loose important data. You could also be responsible for paying damages. Below is a [...]
Forbes: Winning Independent Contractor Battles
August 30, 2011 By Leave a Comment
By Robert W Wood As I reported here, this is a hot and scary topic. It’s not easy to fight taxing or employment organizations over whether workers are independent contractors or employees. It impacts federal income and employment taxes and state taxes too. Then there’s the U.S. Department of Labor and state counterpart agencies. Many [...]
California Apartment Association – How an Insurance Underwriter Looks at Your Application
August 29, 2011 By Leave a Comment
It may seem in this economic climate, that all insurance carriers should be knocking on your door, trying to sell you a policy at a low rate. While you might have insurance sales people knocking, calling, mailing and tweeting you, insurance carriers may not be. With so many global catastrophes this year, carriers are getting [...]
Workers’ Compensation celebrates 100 years
August 26, 2011 By Leave a Comment
Top 10 Things Employers Do to Get Sued
August 26, 2011 By Leave a Comment
Resident Managers are Employees
July 5, 2011 By Leave a Comment
It is common for apartment building owners to have resident managers who perform simple maintenance and act as liaisons between the tenants and the landlord. Often these people are compensated by receiving free lodging or a reduction to their rent. Because they are not compensated by a normal payroll process, apartment owners may be under the impression that these people are not employees. However, that is not the case.
Four Types of Insurance Businesses NEED
May 24, 2011 By Leave a Comment
Winter approaching be prepared
May 19, 2011 By Leave a Comment
It is November 3 and the temperature in San Francisco is projected to be 75 degrees. It is on days like today that we can easily forget that it is autumn and soon will be winter. However winter is coming and with it will come increased insurance claims. There will be roof leaks and automobile accidents from the rain that we all hope will come. Some experts have even predicted that this will be a year of heavy rain.
3 Reasons a Landlord should require Tenants to Have Renter’s Insurance
May 17, 2011 By 3 Comments
from: www.ohmyapt.com – staff writer Landlords are in business to make a profit and protect their assets, and requiring tenants to have renters insurance helps them achieve that goal. The concern is that if you’re not protected with a policy, they may be financially responsible in part if someone brings legal action against you. It’s [...]
