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WORKERS’ COMPENSATION FIRST AID CLAIM REPORTING

Many businesses have a “First Aid” program to help their businesses control losses that impact their workers’ compensation experience modifications. “First Aid” means any one-time treatment, and any follow up visit for the purpose of observation of minor scratches, cuts, burns, splinters, or other minor industrial injury, which do not ordinarily require medical care. This […]

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Preparing Your Business to Survive a Disaster

The prediction is that the El Nino will bring a winter with much needed rain and snow for California and the Pacific Northwest. With heavy rains can come flooding, leaks, land and mudslides. Heavy snow can cause roof leaks and even the collapse of a roof. Now is the time to prepare your business and […]

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False Pretense Scams

Companies are increasingly concerned with how Phishing and Spoofing scams can pose a major threat to their businesses. One of our trusted insurance carriers, Hanover Insurance Group, has prepared this short video about what you can do to protect your business from this sort of criminal activity. False Pretense Scams Having good internal controls and […]

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Data Breach Liability – The law is still evolving

On October 7, 2013 the United State District Court for the Central District of California ruled that a hospital was covered for Data Breach under its commercial general liability policy. Specific Data Breach coverage is becoming more common and the position of insurance carriers has been that data breach is not covered under the Commercial […]

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Data breaches erode trust in business

A recent article published on the Help Neet Security website offers the following: Recurring data breaches over the past five years have undermined public trust in the ability of both private firms and Government organisations to safeguard personal information, according to Check Point. Despite this erosion of trust, and public demands for better data security, […]

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MOMA, N. Y. Offers Advice to Collectors and Galleries on Conserving Flood Damaged Works of Art

In the aftermath of Hurricane Sandy, many collectors are faced with damaged works of art.  In response to the need for information about how to conserve damaged works, the Museumof Modern Art, New York has put up the following web page:  http://www.moma.org/docs/explore/emergency_guidelines_for_art_disasters.pdf.  This gives collectors important information about how to protect their art from further […]

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Spectacular turkey fryer fires

Everyone anticipates that great turkey dinner on Thanksgiving.  Deep fying a turkey has become popular but requires that everyone take safety precautions to prevent a holiday celebration from becoming a disaster.  Here is a video demonstration about what dropping a frozen turkey in boiling oil can do: http://youtu.be/VsiAfyctZCk Please take all the necessary precautions to […]

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