A recent article in “Business Insurance” says that California Assembly Bill 206 requires day laborers to be covered for workers’ compensation. This could affect homeowners who hire day laborers for small jobs around their property. Although some statutory workers’ compensation coverage is included on Homeowners policies, depending on the scope of the project, you may need to add additional coverage.
For the text of the bill see: AB 206 Workers’ Compensation
Because of this change, we advise homeowners to check with their insurance companies about how their policies would respond to workers’ compensation claims. If for some reason coverage is not being provide under their current plan, we are happy to assist.
Make it a safe and prosperous 2018.
Jerry Becerra, CPCU