Nobody plans for an illness or an injury, yet these unforeseen events may place all your assets at risk: Home, Retirement savings, College funds. Your wages may even be garnished. In fact medical bills cause 60% of U. S. bankruptcies.
With a multitude of health plans and options, how do you decide which plan design is best for you?
It is a common practice for most agents to create proposals without much explanation. But for such important decisions people often have a lot of questions and want guidance. For individuals or families, is an HSA, PPO or HMO the best fit? For employers: would a Section 125 standalone HRA best benefit your company? Or is a traditional Group Plan a better option?
At Barbary Insurance Brokerage we work closely with you to find the right combination of Healthcare Benefits for you, your family or staff. Our proposals are tailored to your budget, lifestyle and the health coverage you desire. We discuss each proposal and explain how it works to support your healthcare. We go the extra step to ensure that your preferred doctors and hospitals are network providers within the plan you choose.
Barbary Insurance Brokerage is independent, working with a variety of health insurance companies and health insurance products:
- Preferred Provider Plans (PPO)
- Health Maintenance Organizations (HMO)
- Health Savings Accounts (HSA)
- Section 125 Plans
- Section 105 Plans and more
Please contact us for more information and quotes. We look forward to serving you!