Apartment Building Owners And Condominium & Homeowner Association Buildings

 

Insurance coverage for:

  • Apartments 1-4 units, including LLCs and LPs
  • Apartments 5-20 units
  • Apartments 20+ units
  • Condominium Buildings

Coverage territory – California, Nevada, Arizona, Oregon, Washington

Protection for:

  • Building and Property – including offices, exercise facilities,  and community areas
  • Loss of Rents/Income
  • Building Ordinance
  • Wrongful Eviction
  • Personal Injury (slander/libel)
  • Directors & Officers (Condominium Board)
  • Umbrella Liability
  • Workers Compensation
  • Business Autos and Trucks
  • Earthquake and/or Flood

Carrier’s: Allied/Nationwide, Travelers, Leading Ins. Group (LIG), California Capital Insurance Group (CIG), Sequoia Insurance, Allstate, Foremost, Safeco/Liberty Mutual, C N A /Encompass, Specialty Programs, Golden Bear, Distinguished Programs, CIBA and other risk retention groups, etc. and more

Lender requirements: Our carriers meet or exceed lending requirements from the Multi-family lenders including Wells Fargo, Citibank, First Republic and more.

Freddie Mac or Fannie Mae – requires superior rated carriers, 18 months – loss of rents, Liability limits of $6,000,00 and higher – we have you covered (link to Freddie Mac requirement doc or pdf)

Application requirements: click to quick quote questionnaire

Plot Plan, Rental Rolls, Property Ownership information, Building Valuation, Property info – construction type, year built, current status of Roof, Plumbing, Electrical, HVAC; History, Supplement (click to open fillable pdf); Loss/Claims History last 5 years